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Month: <span>April 2023</span>
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Buying a home in Austin Texas with Own Austin as your real estate broker

Categories:Austin Texas Information,news

If you’re planning on buying a home in Austin, Texas, then you’re making an exciting life decision.
Austin is known for its vibrant music and arts scene, excellent universities, and ample job opportunities.
Moreover, the city has an excellent quality of life, which is why many buyers are flocking here to make Austin their home.

However, buying a home in Austin can be daunting, especially if you’re not familiar with the area.
That’s where Own Austin comes in.  As a real estate broker with extensive experience in the Austin market, Own Austin can help you navigate the complex process of buying a home in this competitive market.

Own Austin is a certified real estate broker with a reputation for excellence in the field of real estate.
He has been helping buyers, sellers, and renters navigate the local Austin market for over a decade.

Working with Own Austin as your real estate broker will give you an edge in the market.
Own Austin has a deep understanding of the neighborhoods that make up Austin, and they can offer insights into the local real estate market that few other brokers can match. This knowledge will be invaluable as you navigate the process of house hunting and making an offer on the perfect Austin home.

When you work with Own Austin, you gain access to his extensive network of contacts within the industry.
Own Austin can bring in all of the relevant players to make your home buying experience effortless.
For example, he can help you secure a reputable mortgage broker to finance your purchase, or they can put you in touch with a trusted home inspector to ensure that the property you’re considering is in sound condition.

Own Austin’s approach to real estate is guided by a commitment to providing their clients with quality service.
This means going above and beyond to ensure that his clients find the homes of their dreams.
Own Austin’s personalized approach to real estate is what sets them apart from other brokers in Austin.

Buying a home in Austin can be a big financial commitment, and as such, it’s crucial that you work with a reputable and trustworthy real estate broker. Own Austin is known for his integrity, honesty, and transparency when it comes to real estate transactions.  Their commitment to ethical business practices has earned him the respect and trust of their clients.

Own Austin’s services extend beyond the home buying process.
They can assist his clients in all aspects of real estate, including selling and renting homes.
Their extensive knowledge of the Austin real estate market means that they can provide you with reliable advice on the best course of action for your real estate needs.

In conclusion, buying a home in Austin can be an exciting experience, especially when you have the right real estate broker by your side.  Own Austin’s expertise, knowledge, network, and commitment to quality service make them the ideal choice for anyone looking to buy a home in Austin.

So, if you’re in the market for a new home, make sure to enlist the services of Own Austin, and you won’t regret it!

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Good Credit, Bad Deal? How New Mortgage Rules Are Hurting Homebuyers

Categories:news

If you have good credit, you’ve probably worked hard to build it up. You’ve paid your bills on time, kept your debt low, and avoided any major financial missteps. But did you know that your good credit could actually end up costing you more money when you buy a home?

That’s because of new federal mortgage rules that go into effect on May 1, 2023. These rules will increase the fees that homebuyers with good credit pay for mortgages. The goal of the changes is to make mortgages more affordable for low- and moderate-income borrowers. But it’s also likely to have the unintended consequence of making mortgages more expensive for people with good credit.

So how much more will you pay for a mortgage if you have good credit? It depends on a number of factors, including your credit score, the size of your down payment, and the type of mortgage you choose. But according to the Federal Housing Finance Agency, the average borrower with a credit score of 720 could pay an additional $1,200 in fees over the life of a 30-year mortgage.

If you’re thinking about buying a home in the next few months, you should be aware of these new mortgage rules and how they could affect you. Here are a few things you can do to minimize the impact of the changes:

  • Shop around for the best mortgage rate. Even a small difference in interest rate can save you thousands of dollars over the life of the loan.
  • Make a larger down payment. The more money you put down, the lower your monthly mortgage payment will be.
  • Consider a government-backed mortgage. These mortgages typically have lower fees than conventional mortgages.

If you have any questions about the new mortgage rules, you should talk to a mortgage lender. They can help you understand how the changes will affect you and how you can get the best possible mortgage deal.

Looking to buy real estate in the Austin Texas area please contact us today. OwnAustin.com

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Five Things Home Buyers Always Forget During the Home Buying Process in Austin, Texas

Categories:Austin Texas Information

Buying a home is a big decision, and there are a lot of things to keep track of. It’s easy to forget some important steps along the way, so here are five things home buyers often forget during the home buying process in Austin Texas:

  1. Get pre-approved for a mortgage. This is one of the most important things you can do before you start looking at homes. Getting pre-approved gives you an idea of how much you can afford, and it will make your offer more attractive to sellers.
  2. Research the neighborhood. Don’t just look at the house itself. Take some time to research the neighborhood and make sure it’s a good fit for you. Consider things like the schools, crime rates, and access to amenities.
  3. Hiring a real estate agent. A good real estate agent can save you time and money. They know the market, they can negotiate on your behalf, and they can help you through the entire process.
  4. Get a home inspection. This is an important step that many home buyers overlook. A home inspection can identify any potential problems with the house, so you can make an informed decision about whether or not to buy it.
  5. Be prepared to negotiate. The asking price is just a starting point. Be prepared to negotiate with the seller to get the best possible price for your home.

By following these tips, you can make the home buying process in Austin Texas a little bit easier.

Here are some additional tips for home buyers in Austin Texas:

  • Be prepared to act fast. The Austin housing market is very competitive, so you need to be prepared to make an offer quickly if you find a home you love.
  • Don’t be afraid to walk away from a deal. If you’re not happy with the price, the condition of the home, or anything else, don’t be afraid to walk away from the deal. There are plenty of other homes out there.
  • Get everything in writing. Once you’ve made an offer and it’s been accepted, be sure to get everything in writing. This includes the purchase price, the closing date, and any other terms of the deal.
  • Don’t forget to celebrate! Buying a home is a big accomplishment, so be sure to celebrate when it’s all over.
  • Give us a call here at Own Austin, we would love you help you buy or sell a home today.
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Austin, Texas: A City of Culture, Fun, and Opportunity

Categories:Austin Texas Information,Important Area Information,news

Austin, Texas is a city that has it all. From its vibrant culture to its stunning natural beauty, there’s something for everyone in this amazing city. And if you’re looking to buy or sell a home, Austin is a great place to do it.

The City

Austin is the capital of Texas and is located in the heart of the state. It’s a major center for technology, government, and education. The city is also home to a number of Fortune 500 companies, including Dell, Whole Foods, and Indeed.

Austin is a very diverse city, with a population of over 900,000 people. The city is home to a large number of young professionals, as well as a growing number of families. Austin is also a very welcoming city, with a strong sense of community.

Things to Do

There are endless things to do in Austin, Texas. From outdoor activities to cultural attractions, there’s something for everyone. Here are a few of the things you can do in Austin:

  • Visit the Barton Springs Pool: This natural spring-fed pool is a popular spot for swimming, sunbathing, and relaxing.
  • Explore the Texas State Capitol: This iconic building is home to the Texas Legislature.
  • Take a walk through Zilker Park: This large park features a lake, a playground, and a botanical garden.
  • Catch a show at the Paramount Theatre: This historic theater hosts a variety of performances, including Broadway shows, concerts, and comedy acts.
  • Visit the Blanton Museum of Art: This museum has a collection of over 18,000 works of art, including paintings, sculptures, and photography.
  • Go hiking in the Hill Country: This region is home to a number of beautiful hiking trails, including the Barton Creek Greenbelt and the Pedernales Falls State Park.
  • Visit the Austin Zoo: This zoo is home to over 350 animals, including lions, tigers, and bears.
  • Take a day trip to Lake Travis: This large lake is a popular spot for swimming, boating, and fishing.
  • Visit the Natural Bridge Caverns: These caves are home to a number of stunning rock formations.
  • Go kayaking on the Guadalupe River: This river is a popular spot for kayaking, canoeing, and tubing.

Why Use Own Austin?

If you’re looking to buy or sell a home in Austin, Texas, Own Austin is the perfect real estate brokerage for you. We have a team of experienced agents who are dedicated to helping you find the perfect home or sell your home for the best possible price.

We understand that buying or selling a home is a big decision, and we want to make the process as easy and stress-free as possible for you. We’ll work with you every step of the way to ensure that you have a positive experience.

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Taxing Districts in and Around Austin, Texas

Categories:Important Area Information

Taxing Districts in and Around the Austin, Texas Area

Introduction

Austin, Texas is a vibrant and growing city with a lot to offer residents and visitors alike. However, one thing that many people don’t realize about Austin is that it has a complex system of taxing districts. These districts can have a significant impact on your property taxes, so it’s important to understand how they work.

What is a taxing district?

A taxing district is a government entity that is responsible for collecting taxes. These taxes can be used to fund a variety of things, such as schools, roads, and libraries. There are many different types of taxing districts, but some of the most common in the Austin area include:

  • School districts
  • City districts
  • County districts
  • Special districts

How do taxing districts work?

Taxing districts collect taxes through a variety of methods, such as property taxes, sales taxes, and income taxes. The amount of tax that you pay will depend on the type of district and the value of your property. For example, if you live in a school district, you will pay property taxes to fund the local schools.

What are the different types of taxing districts in the Austin area?

There are many different types of taxing districts in the Austin area. Some of the most common include:

  • School districts: School districts are responsible for funding public schools. There are 11 school districts in the Austin area, including the Austin Independent School District (AISD) and the Round Rock Independent School District (RRISD).
  • City districts: City districts are responsible for funding city services, such as police, fire, and parks. There are 10 city districts in the Austin area, including the City of Austin and the City of Round Rock.
  • County districts: County districts are responsible for funding county services, such as roads, libraries, and hospitals. There are 2 counties in the Austin area, Travis County and Williamson County.
  • Special districts: Special districts are responsible for funding specific projects or services, such as water, sewer, and flood control. There are many different special districts in the Austin area, including the Austin Water Utility (AWU) and the Austin Watershed Protection Department (AWPD).

How can I find out more about taxing districts in the Austin area?

If you’re interested in learning more about taxing districts in the Austin area, there are a few resources that you can use. One resource is the Texas Comptroller of Public Accounts website. This website has information on all of the taxing districts in Texas, including the Austin area. Another resource is the Austin Chamber of Commerce website. This website has information on the taxing districts in the Austin area, as well as tips on how to save money on your property taxes.

Conclusion

The Austin area has a complex system of taxing districts. It’s important to understand how these districts work so that you can make informed decisions about where to live and how much to pay in property taxes.

Travis County Tax Travis County Tax
Williamson County Tax Williamson County Tax
Bastrop County Tax Bastrop County Tax
Bell County Tax Bell County Tax
Blanco County Tax Blanco County Tax
Burnet County Tax Burnet County Tax
Caldwell County Tax Caldwell County Tax
Comal County Tax Comal County Tax
Fayette County Tax Fayette County Tax
Gillespie County Tax Gillespie County Tax
Gonzales County Tax Gonzales County Tax
Guadalupe County Tax Guadalupe County Tax
Hays County Tax Hays County Tax
Lampasas County Tax Lampasas County Tax
Lee County Tax Lee County Tax
Llano County Tax Llano County Tax
Milam County Tax Milam County Tax
San Saba County Tax San Saba County Tax

 

Own Austin can help you buy or sell your home. Contact us to find out more.

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HawkRidge: The Newest Exclusive Gated Community in Southwest Austin

Categories:Austin Texas Information,Important Area Information,news

Introducing HawkRidge: The Newest Exclusive Gated Community in Southwest Austin

Go see the newest community in Southwest Austin featuring estate-sized custom homesites, HawkRidge. This exclusive gated community is located on 88 acres of serene rolling hills, offering a private and tranquil living experience. With expansive acre-plus lots, mature live oaks, a stunning spring-fed pond, and breathtaking views, HawkRidge is the perfect place to call home.

HawkRidge: A Private and Tranquil Oasis

HawkRidge is the perfect place to escape the hustle and bustle of city life. With its secluded location and lush natural surroundings, you’ll feel like you’re worlds away from it all. But don’t worry, you’re still close to all the amenities you need. HawkRidge is just a short drive from downtown Austin and the award-winning Dripping Springs school district.

HawkRidge: The Perfect Blend of City Convenience and Country Living

HawkRidge offers the perfect blend of city convenience and country living. You’ll have access to all the amenities that Austin has to offer, while still being able to retreat to your tranquil oasis. Just minutes from downtown Austin, you’ll have easy access to world-class dining, shopping, and entertainment. And with its close proximity to Dripping Springs, you’ll be able to enjoy all the small-town charm that the Hill Country has to offer.

HawkRidge: The Perfect Place to Build Your Dream Home

HawkRidge is the perfect place to build your dream home. With its expansive acre-plus lots, you’ll have plenty of space to spread out and create the home of your desires. And with its stunning views and natural surroundings, you’ll be inspired to create a home that you’ll love to come home to.

Lots Available Starting in the $600’s

Lots are now available in HawkRidge, starting in the $600’s. Contact us today to learn more about this amazing new community.

Visit HawkRidge Today

Own Austin Homes is here to help you with your new home purchase, Call or email us today to get started.

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How to fight your property taxes in Texas successfully

Categories:Important Area Information
  1. File a written protest with the appraisal district. You must file your protest by May 15, or 30 days from the date the appraisal district notice is delivered — whichever date is later. You can file your protest online, by mail, or in person.
  2. Include the following information in your protest:
    • Your name and address
    • The property address
    • The appraised value
    • The value you believe is correct
    • The reasons why you believe the appraised value is incorrect
    • Any supporting documentation, such as comparable sales or appraisals
  3. If you are a real estate agent, you must disclose this in your protest. You can do this by including a statement at the beginning of your protest that says, “I am a real estate agent and I am protesting the appraised value of my property.”
  4. The appraisal district will review your protest and issue a decision. The decision will be mailed to you. If the appraisal district does not agree with your protest, you can appeal the decision to the Appraisal Review Board (ARB).
  5. The ARB will hold a hearing to review your appeal. You will have the opportunity to present your case to the ARB. The ARB will issue a decision after the hearing.

Property Tax fight Texas

If you are successful in your protest, the appraisal district will reduce the appraised value of your property. This will result in lower property taxes.

Here are some additional tips for fighting your property tax value in Texas:

  • Start early. The earlier you file your protest, the more time you will have to gather evidence and prepare your case.
  • Do your research. Before you file your protest, research the market value of similar properties in your area. This will help you to support your claim that the appraised value of your property is too high.
  • Be prepared to negotiate. The appraisal district may not agree to reduce the appraised value of your property by the full amount that you are requesting. Be prepared to negotiate a compromise.
  • Hire a professional. If you are not comfortable fighting your property tax value on your own, you can hire a professional to help you. A real estate appraiser or a property tax attorney can help you to gather evidence and prepare your case.

Disclaimer: I am a real estate agent and not a tax professional. Please consult with a tax professional to get specific advice on how to fight your property tax value in Texas.

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School District Info

Categories:Austin Texas Information,Important Area Information

Austin, Texas School Districts

Austin is a large and growing city in the state of Texas. It is home to a diverse population of over 950,000 people. Austin is also a major center for education, with a number of colleges and universities located in the city.

The Austin Independent School District (AISD) is the largest school district in Austin. It serves over 80,000 students in over 130 schools. AISD is a diverse district, with students from all over the world. The district offers a variety of programs and services, including magnet schools, dual language immersion programs, and special education programs.

In addition to AISD, there are a number of other school districts in the Austin area. These include:

  • Round Rock Independent School District (RRISD)
  • Leander Independent School District (LEISD)
  • Pflugerville Independent School District (PFISD)
  • Manor Independent School District (MISD)
  • Del Valle Independent School District (DVISD)
  • Eanes Independent School District (EISD)
  • Lake Travis Independent School District (LVITSD)
  • Dripping Springs Independent School District (DSISD)

Each of these districts has its own unique strengths and weaknesses. It is important to do your research and choose a district that is a good fit for your family.

Here are some links below to websites for the school districts in the Austin area:

I hope this information is helpful. Please let me know if you have any other questions.

Academy ISD Academy ISD
Austin ISD Austin ISD
Bartlett ISD Bartlett ISD
Bastrop ISD Bastrop ISD
Belton ISD Belton ISD
Blanco ISD Blanco ISD
Buckholts ISD Buckholts ISD
Burnet ISD Burnet ISD
Cameron ISD Cameron ISD
Comal ISD Comal ISD
Coupland ISD Coupland ISD
Del Valle ISD Del Valle ISD
Dime Box ISD Dime Box ISD
Dripping Springs ISD Dripping Springs ISD
Eanes ISD Eanes ISD
Elgin ISD Elgin ISD
Fayetteville ISD Fayetteville ISD
Flatonia ISD Flatonia ISD
Florence ISD Florence ISD
Fredericksburg ISD Fredericksburg ISD
Gause ISD Gause ISD
Georgetown ISD Georgetown ISD
Giddings ISD Giddings ISD
Gonzales ISD Gonzales ISD
Granger ISD Granger ISD
Harper ISD Harper ISD
Hays ISD Hays ISD
Holland ISD Holland ISD
Hutto ISD Hutto ISD
Jarrell ISD Jarrell ISD
Johnson City ISD Johnson City ISD
Killeen ISD Killeen ISD
Lago Vista ISD Lago Vista ISD
La Grange ISD La Grange ISD
Lake Travis ISD Lake Travis ISD
Lampasas ISD Lampasas ISD
La Vernia ISD La Vernia ISD
Leander ISD Leander ISD
Lexington ISD Lexington ISD
Liberty Hill ISD Liberty Hill ISD
Llano ISD Llano ISD
Lockhart ISD Lockhart ISD
Lometa ISD Lometa ISD
Luling ISD Luling ISD
Manor ISD Manor ISD
Marble Falls ISD Marble Falls ISD
Marion ISD Marion ISD
Mason ISD Mason ISD
McDade ISD McDade ISD
Moody ISD Moody ISD
Navarro ISD Navarro ISD
New Braunfels ISD New Braunfels ISD
Nixon-Smiley ISD Nixon-Smiley ISD
Pflugerville ISD Pflugerville ISD
Prairie Lea ISD Prairie Lea ISD
Richland Springs ISD Richland Springs ISD
Rockdale ISD Rockdale ISD
Rogers ISD Rogers ISD
Round Rock ISD Round Rock ISD
Salado ISD Salado ISD
San Marcos ISD San Marcos ISD
San Saba ISD San Saba ISD
Schertz-Cibolo-Universal City ISD Schertz-Cibolo-Universal City ISD
Schulenburg ISD Schulenburg ISD
Seguin ISD Seguin ISD
Smithville ISD Smithville ISD
Star ISD Star ISD
Taylor ISD Taylor ISD
Temple ISD Temple ISD
Thorndale ISD Thorndale ISD
Thrall ISD Thrall ISD
Troy ISD Troy ISD
Waelder ISD Waelder ISD
Wimberley ISD Wimberley ISD
School Finder School Finder

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